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I've learned many important things as a result of your post. I might also like to convey that there will be a situation that you will make application for a loan and never need a co-signer such as a Federal Student Aid Loan. However, if you are getting financing through a regular loan provider then you need to be ready to have a co-signer ready to allow you to. The lenders may base any decision on the few elements but the biggest will be your credit worthiness. There are some loan companies that will in addition look at your work history and decide based on this but in many instances it will be based on on your ranking.
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